[{"citation":{"short":"A. Uhde, U. Heimeshoff, Journal of Banking &#38; Finance 33 (2009) 1299–1311.","chicago":"Uhde, André, and Ulrich Heimeshoff. “Consolidation in Banking and Financial Stability in Europe: Empirical Evidence.” <i>Journal of Banking &#38; Finance</i> 33, no. 7 (2009): 1299–1311. <a href=\"https://doi.org/10.1016/j.jbankfin.2009.01.006\">https://doi.org/10.1016/j.jbankfin.2009.01.006</a>.","ieee":"A. Uhde and U. Heimeshoff, “Consolidation in banking and financial stability in Europe: Empirical evidence,” <i>Journal of Banking &#38; Finance</i>, vol. 33, no. 7, pp. 1299–1311, 2009, doi: <a href=\"https://doi.org/10.1016/j.jbankfin.2009.01.006\">https://doi.org/10.1016/j.jbankfin.2009.01.006</a>.","apa":"Uhde, A., &#38; Heimeshoff, U. (2009). Consolidation in banking and financial stability in Europe: Empirical evidence. <i>Journal of Banking &#38; Finance</i>, <i>33</i>(7), 1299–1311. <a href=\"https://doi.org/10.1016/j.jbankfin.2009.01.006\">https://doi.org/10.1016/j.jbankfin.2009.01.006</a>","bibtex":"@article{Uhde_Heimeshoff_2009, title={Consolidation in banking and financial stability in Europe: Empirical evidence}, volume={33}, DOI={<a href=\"https://doi.org/10.1016/j.jbankfin.2009.01.006\">https://doi.org/10.1016/j.jbankfin.2009.01.006</a>}, number={7}, journal={Journal of Banking &#38; Finance}, author={Uhde, André and Heimeshoff, Ulrich}, year={2009}, pages={1299–1311} }","ama":"Uhde A, Heimeshoff U. Consolidation in banking and financial stability in Europe: Empirical evidence. <i>Journal of Banking &#38; Finance</i>. 2009;33(7):1299-1311. doi:<a href=\"https://doi.org/10.1016/j.jbankfin.2009.01.006\">https://doi.org/10.1016/j.jbankfin.2009.01.006</a>","mla":"Uhde, André, and Ulrich Heimeshoff. “Consolidation in Banking and Financial Stability in Europe: Empirical Evidence.” <i>Journal of Banking &#38; Finance</i>, vol. 33, no. 7, 2009, pp. 1299–311, doi:<a href=\"https://doi.org/10.1016/j.jbankfin.2009.01.006\">https://doi.org/10.1016/j.jbankfin.2009.01.006</a>."},"_id":"4406","page":"1299-1311","volume":33,"user_id":"21810","jel":["G21","G28","G34","L16"],"status":"public","date_created":"2018-09-14T13:02:19Z","department":[{"_id":"186"},{"_id":"188"}],"keyword":["Market structure","Financial stability","Banking regulation"],"type":"journal_article","issue":"7","publication":"Journal of Banking & Finance","abstract":[{"text":"Using aggregate balance sheet data from banks across the EU-25 over the period from 1997 to 2005 we provide empirical evidence that national banking market concentration has a negative impact on European banks’ financial soundness as measured by the Z-score technique while controlling for macroeconomic, bank-specific, regulatory, and institutional factors. Furthermore, our analysis reveals that Eastern European banking markets exhibiting a lower level of competitive pressure, fewer diversification opportunities and a higher fraction of government-owned banks are more prone to financial fragility whereas capital regulations have supported financial stability across the entire European Union.","lang":"eng"}],"extern":"1","language":[{"iso":"eng"}],"doi":"https://doi.org/10.1016/j.jbankfin.2009.01.006","author":[{"id":"36049","last_name":"Uhde","orcid":"https://orcid.org/0000-0002-8058-8857","first_name":"André","full_name":"Uhde, André"},{"full_name":"Heimeshoff, Ulrich","first_name":"Ulrich","last_name":"Heimeshoff"}],"year":"2009","title":"Consolidation in banking and financial stability in Europe: Empirical evidence","intvolume":"        33","date_updated":"2023-01-10T09:36:22Z","publication_status":"published"},{"citation":{"apa":"Paul, S., Stein, S., &#38; Uhde, A. (2008). Measuring the relationship between supervisory authorities and banks: An assessment of the German banking sector. <i>Journal of Risk Managment in Financial Institutions</i>, <i>2</i>(1), 69–87.","ieee":"S. Paul, S. Stein, and A. Uhde, “Measuring the relationship between supervisory authorities and banks: An assessment of the German banking sector,” <i>Journal of Risk Managment in Financial Institutions</i>, vol. 2, no. 1, pp. 69–87, 2008.","chicago":"Paul, Stephan, Stefan Stein, and André Uhde. “Measuring the Relationship between Supervisory Authorities and Banks: An Assessment of the German Banking Sector.” <i>Journal of Risk Managment in Financial Institutions</i> 2, no. 1 (2008): 69–87.","short":"S. Paul, S. Stein, A. Uhde, Journal of Risk Managment in Financial Institutions 2 (2008) 69–87.","mla":"Paul, Stephan, et al. “Measuring the Relationship between Supervisory Authorities and Banks: An Assessment of the German Banking Sector.” <i>Journal of Risk Managment in Financial Institutions</i>, vol. 2, no. 1, 2008, pp. 69–87.","ama":"Paul S, Stein S, Uhde A. Measuring the relationship between supervisory authorities and banks: An assessment of the German banking sector. <i>Journal of Risk Managment in Financial Institutions</i>. 2008;2(1):69-87.","bibtex":"@article{Paul_Stein_Uhde_2008, title={Measuring the relationship between supervisory authorities and banks: An assessment of the German banking sector}, volume={2}, number={1}, journal={Journal of Risk Managment in Financial Institutions}, author={Paul, Stephan and Stein, Stefan and Uhde, André}, year={2008}, pages={69–87} }"},"jel":["G21","G28"],"status":"public","volume":2,"user_id":"21810","_id":"4407","page":"69-87","extern":"1","abstract":[{"text":"The successful implementation of a harmonised regulatory framework for the global banking system is still a long way off. This mainly results from (a) different traditions in banking regulation and supervision at the national level, (b) different national emphases on regulatory sub-goals such as efficiency or the protection and promotion of national financial markets, and (c) different institutional settings and conditions. In this context, studies on the banking industry's assessment of supervisory processes and instruments highlight how effectively and efficiently individual nation states are implementing international frameworks such as Basel II and the Capital Requirements Directive for Europe. In November 2005, the German Government commissioned an evaluation of the supervisory processes and instruments of the country's banking authorities, BaFin and Bundesbank. The study aimed to determine the options for further optimising supervision, reducing regulatory burden and bureaucracy, and otherwise restricting supervision. This paper presents the most important findings from the survey, analyses significant differences in assessments given by various banking groups, empirically evaluates significant drivers of banks' overall satisfaction with banking supervision, and drafts proposals for improving banking regulation and supervision in Germany. Finally, aspects of further research are discussed. ","lang":"eng"}],"issue":"1","publication":"Journal of Risk Managment in Financial Institutions","department":[{"_id":"186"},{"_id":"188"}],"type":"journal_article","keyword":["banking supervision","quality","assessment","banking sector"],"date_created":"2018-09-14T13:08:39Z","intvolume":"         2","publication_status":"published","date_updated":"2023-01-10T09:36:51Z","author":[{"last_name":"Paul","first_name":"Stephan","full_name":"Paul, Stephan"},{"first_name":"Stefan","last_name":"Stein","full_name":"Stein, Stefan"},{"id":"36049","first_name":"André","orcid":"https://orcid.org/0000-0002-8058-8857","last_name":"Uhde","full_name":"Uhde, André"}],"year":"2008","title":"Measuring the relationship between supervisory authorities and banks: An assessment of the German banking sector","language":[{"iso":"eng"}]}]