---
_id: '63204'
author:
- first_name: Florian
  full_name: Schütz, Florian
  last_name: Schütz
- first_name: Alexander
  full_name: Lukowitsch, Alexander
  last_name: Lukowitsch
- first_name: Gilbert
  full_name: Hövel, Gilbert
  last_name: Hövel
- first_name: Simon
  full_name: Trang, Simon
  last_name: Trang
citation:
  ama: 'Schütz F, Lukowitsch A, Hövel G, Trang S. The Lower the Risk, the Lower the
    Premium? Conceptualizing an Artifact for Usage-Based Pricing of Personal Cyber
    Insurance Policies. In: <i> ECIS 2024 Proceedings</i>. ; 2024.'
  apa: Schütz, F., Lukowitsch, A., Hövel, G., &#38; Trang, S. (2024). The Lower the
    Risk, the Lower the Premium? Conceptualizing an Artifact for Usage-Based Pricing
    of Personal Cyber Insurance Policies. <i> ECIS 2024 Proceedings</i>.  ECIS 2024
    Proceedings.
  bibtex: '@inproceedings{Schütz_Lukowitsch_Hövel_Trang_2024, title={The Lower the
    Risk, the Lower the Premium? Conceptualizing an Artifact for Usage-Based Pricing
    of Personal Cyber Insurance Policies}, booktitle={ ECIS 2024 Proceedings}, author={Schütz,
    Florian and Lukowitsch, Alexander and Hövel, Gilbert and Trang, Simon}, year={2024}
    }'
  chicago: Schütz, Florian, Alexander Lukowitsch, Gilbert Hövel, and Simon Trang.
    “The Lower the Risk, the Lower the Premium? Conceptualizing an Artifact for Usage-Based
    Pricing of Personal Cyber Insurance Policies.” In <i> ECIS 2024 Proceedings</i>,
    2024.
  ieee: F. Schütz, A. Lukowitsch, G. Hövel, and S. Trang, “The Lower the Risk, the
    Lower the Premium? Conceptualizing an Artifact for Usage-Based Pricing of Personal
    Cyber Insurance Policies,” presented at the  ECIS 2024 Proceedings, 2024.
  mla: Schütz, Florian, et al. “The Lower the Risk, the Lower the Premium? Conceptualizing
    an Artifact for Usage-Based Pricing of Personal Cyber Insurance Policies.” <i>
    ECIS 2024 Proceedings</i>, 2024.
  short: 'F. Schütz, A. Lukowitsch, G. Hövel, S. Trang, in:  ECIS 2024 Proceedings,
    2024.'
conference:
  name: ' ECIS 2024 Proceedings'
date_created: 2025-12-18T11:35:47Z
date_updated: 2025-12-18T11:37:16Z
department:
- _id: '792'
language:
- iso: eng
main_file_link:
- url: http://aisel.aisnet.org/ecis2024/track02_general/track02_general/14
publication: ' ECIS 2024 Proceedings'
status: public
title: The Lower the Risk, the Lower the Premium? Conceptualizing an Artifact for
  Usage-Based Pricing of Personal Cyber Insurance Policies
type: conference
user_id: '98948'
year: '2024'
...